Tag Archives: advertising

Do You Need Insurance for Your Side Hustle?

The post Do You Need Insurance for Your Side Hustle? appeared first on HostGator Blog . Congratulations! You finally decided to start your side hustle.  You’ve done your research to determine which side hustle is best for you. You’ve set your side hustle goals. You may have even already started building a website for your side hustle . This is fabulous news, and, hopefully, things have been smooth sailing so far.  Now it’s time to delve a little deeper and make sure your business has covered its backside.  In other words, it’s time to learn whether or not you need insurance for your side hustle. To help bring you up to speed, here are the side gig insurance essentials. Why Do You Need Insurance for Your Side Hustle? Owning your own business is beneficial for several reasons. You get to set your own schedule, work remotely, go on vacation when you want, be your own boss, and charge your customers what you want. But, there are some downfalls to owning your own business—namely, you don’t have a group insurance policy subsidized by your employer. Similarly, your personal home and auto insurance don’t cover work-related claims. This means if you run a business that is susceptible to a lawsuit, property loss, and/or business interruption, you need insurance. Seeking out insurance for your side gig will protect you from financial ruin in the event of an incident, accident, or lawsuit. How Do You Know If You Need Insurance for Your Side Hustle? Not every side business is the same, so not every business owner will need the same type of insurance. In fact, some business owners won’t need insurance at all. Whether or not you need insurance (and how much insurance you need) is based upon your risk factor. If your side hustle has a high risk factor, you need insurance. If your side gig has low or no risk involved, then you only need a small policy or may not even need insurance. Here are some things to consider to determine risk: Do you run a side gig where someone could get hurt (bitten by a dog, victim of a car accident, experience an allergic reaction to one of your products)? Do customers come to your place of business? Do you go to customers’ homes? Do you work with the elderly, children or animals? Do you handle any sensitive information or process credit cards? Do you use a car to travel to and from business engagements? Do you use valuable equipment that could get destroyed in an accident? If you can answer yes to any of these questions, then you have a higher risk profile. Take the time to consult with an independent insurance agent about insurance options.  If you answered no to all of these questions, then your risk profile is lower. This doesn’t mean you won’t benefit from insurance. It could mean you only need a small policy. What Kind of Side Gig Insurance Do I Need? Each side gig is different which means the types of policies different business owners need will vary greatly. Here is a quick review of the different types of policies you may need. After reviewing each policy, you’ll have a better understanding of whether or not your business needs the respective type of insurance. Business Owner’s Policy A business owner’s policy is a packaged policy that covers all of the basics. This includes things like vehicle, property, crime insurance, liability, and more. An insurance agent will help you create a policy that is specific to you and your business. This is the most common type of business policy and a good option for every business owner to research. If you are at higher risk for certain aspects of this bundled policy, you can get a separate and more comprehensive policy. These policies include: Professional Liability Insurance – This policy covers claims due to negligence or accidents such as bodily injury or property damage to a third-party.  Crime Insurance – If you need property protection from fraud and theft, this is the insurance for you. Property Insurance – Property insurance protects your own business from natural disasters, fire, storms, theft, etc. Vehicle Insurance –  If you use a car strictly for business, you need a separate business policy. These types of policies will protect your business and your personal assets in the event of damage or a lawsuit. Personal and Advertising Injury No one likes to be accused of libel, privacy invasion, copyright infringement, slander, etc. Unfortunately, sometimes it happens. If you are sued for any of these offences, a personal and advertising injury policy will cover you. Product Liability Insurance Do you make or sell a product? If so, you should look into a product liability insurance policy. This protects you in the event of a lawsuit resulting from a customer getting injured by your product. Since every business is so different, you can work with your insurance agent to customize your policy to your business. Workers’ Compensation Do you employ at least one other individual? If so, you need a worker’s compensation policy. This type of insurance protects you from lawsuits that result from injuries on the job. Keep in mind most states require workers’ compensation for any W2 employees. Cyber Liability Insurance If you store any sensitive, personal or financial information on your computer, then you need a cyber liability insurance policy. This will help you cover the costs related to any potential breach in security . Accounts Receivable One of the biggest risks when starting a side gig is the risk of clients not paying you. If you send invoices to clients, look into an accounts receivable policy. This will cover you financially when clients don’t pay up. The policies mentioned above are among the most popular types of insurance side hustlers should research. Insuring Your Side Hustle for Success Starting a side hustle is the perfect way to make extra money. If you have already researched your side hustle and settled on your business idea, it’s time for the next two most important steps.  First, make sure to set up your website with our easy to use, drag-and-drop Gator website builder . Then, take the time to protect your business and personal assets by looking into insurance. Find the post on the HostGator Blog Continue reading

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Google Ads Success: The Metrics You Need to Watch

The post Google Ads Success: The Metrics You Need to Watch appeared first on HostGator Blog . How to Measure the Performance of Your Google Ads Your marketing budget is limited. When you decide to invest in paid marketing like Google Ads, you need a way to track how well it’s working. Luckily, Google does a pretty good job of providing helpful analytics that make it easy to figure out your ROI and look for ways to improve your campaigns for better results over time. What You Can Learn from Google Ads Analytics Google understands the importance of analytics, so they make sure businesses that advertise with them get the data they need to properly track the success of each ad and campaign. With Google Ads’ client reports, you’ll be able to see: Clicks – The number of times people clicked on each of your ads, and the number of total clicks for each campaign. This is the main metric that lets you know whether your ads are doing their main job: getting people to notice your link and convincing them to click through. Click-through rate (CTR) – How the number of clicks compares to the number of times your ad was shown. Impressions – How many times your ad was seen. Impression share – This is Google’s calculation of how your impressions compare with the number of times your ad could potentially have been seen based on how many searches met your criteria. It lets you know if spending a little more could make a big difference to how often your ads show up. Average position –   If your ad shows up alongside a few other PPC ads, gaining the top spot will be more valuable than being second or third. This tells you where in the listing your ad shows up on average. If you’d prefer to be higher, then it pays to spend more. Average cost-per-click – Because Google Ads uses a bidding pricing model, the amount you pay for each click will depend on how competitive your keywords and placements are at any given moment. This metric lets you know how much you’re generally paying for each click. Quality Score – Google wants to deliver good, relevant ads to its searchers. Therefore, in addition to budget, their program looks at how well your ads are performing and determines a quality score that influences how often they’ll show up and how much you pay. Converted clicks – Clicks are nice, but ultimately you want each person clicking to take an action such as signing up for your email list or making a purchase. Google Ads will help you track how many of the visitors who come to your website through an ad follow through with the actions you desire. Conversion rate – This shows the comparison between the number of clicks and the number of times they lead to your desired actions. Average cost per conversion – Google makes it easy for you to figure out how much each conversion is costing you by providing a comparison between the amount you’re spending on ads and the number of conversions they’re bringing you. These metrics will teach you how to recognize what works best in your ad campaigns and how your spending pays off in specific terms.     Get More By Linking Google Analytics to Google Ads Google Ads provides you with a lot of good data, but you can get even more valuable information about the success of your ads by connecting your Google Ads account to your Google Analytics account. Where Google Ads tracks how people interact with your ads, Google Analytics provides a wealth of data on what people do once they’ve clicked through to your website.  When the two accounts are linked, you’ll start to see some of the data from Google Analytics in your Google Ads account and vice versa. (First, you’ll need to add Google Analytics to your WordPress site. Here’s how to do that. ) For example, in Google Ads, you’ll start to be able to see: Bounce rate – How often visitors who click on your ad leave your website before moving to another page on the site. Pages per session – How many pages and which one visitors go to after landing on your website from an ad. Average session duration – How long your PPC visitors typically spend on the website before leaving. % New sessions – How many of your PPC visitors are coming to your website for the first time. In addition, you’ll be able to connect the data for conversion tracking you’ve set up in Google Analytics to the data you have in Google Ads, to better see the full journey your PPC visitors take from the time they click on an ad to when they take the actions you’ve determined are most valuable. And the data that Google Analytics tracks on demographics and user behavior from your site visitors can be used to further strengthen your remarketing efforts in Google Ads. Basically, the more information you have and the better you’re able to connect it, the more you’ll be able to refine your ad campaigns to get the results you want.   Track Your Results with Expert Google Ads Management Advertising with Google is often a great way to reach a new audience and get more visitors to your website. But you can get so much more out of your advertising when you make use of the data Google provides to learn as you go and make your campaigns continually better. Want to get more out of your Google Ads campaigns? Learn about HostGator’s Google Ads services. Find the post on the HostGator Blog Continue reading

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Best Love Vashikaran Specialist in India +91-7087388824

Best Love Vashikaran Specialist in India +91-7087388824 Best Love Vashikaran Specialist in India +91-7087388824 Best Love Vashikaran Spe… | Read the rest of http://www.webhostingtalk.com/showthread.php?t=1763503&goto=newpost Continue reading

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Advertising solution for my website!

Hello, world! I have a website and I’m looking for a script/app Advertising solution! companies want to advertise on our website they … | Read the rest of http://www.webhostingtalk.com/showthread.php?t=1763401&goto=newpost Continue reading

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Need low cost dedicated server Cogent

I’m looking to buy one DEDICATED server from each provider that have USA dedicated server 1Gbps Network Speed isp :Cogent IPMI Requi… | Read the rest of http://www.webhostingtalk.com/showthread.php?t=1762357&goto=newpost Continue reading

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